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Ensuring a Sound Investment through Due Diligence

October 22, 2013 / usifredo


As a potential EB-5 investor, it is imperative to perform your own due diligence in the firm you are investing with as well as the project you are investing in. In partnership with IIUSA, US Immigration Fund would like to offer a checklist for investors to be aware of when deciding upon investing in a Regional Center’s project.

Confirm that the regional center is USCIS-designated
Investing through a Regional Center is a popular choice among those who are searching for American visas and returns on investments. For a complete list of USCIS-designated regional centers, please visit USCIS.com.

Obtain copies of Regional Center documents provided to USCIS
Regional Centers must file an initial application (Form-I924) to obtain USCIS approval and designation, and must submit an information collection supplement at the end of every tax year.

Make your information requests in writing
Ask for a copy of the investment offering memorandum or private placement memorandum from the issuer. Follow up with any questions you may have. If you do not understand the project information, or the center is unwilling to cooperate, do not invest.

Ask if promoters are being paid
Promoters who are supposedly unaffiliated with the company – consultants, lawyers or immigration agencies – may be receiving benefits in connection with recommending the specific project you are interested. Be aware of information provided by promoters that does not match the offering memorandum.

Seek independent verification
Confirm whether claims about the investment are true with a third party. Public records include county construction permits and property tax assessments. If other companies have signed onto the project, call them directly to verify.

Examine structural risk
It is your responsibility to carefully examine the loan documents and offering statements to determine if the loan is secured by any collateral pledged to investors.

Consider the developer’s incentives
Regional centers partner with developers and principals that make investments in the projects they manage. Realize that if the principals and developers do not have a vested interested in the project, their financial incentives may not be linked to the success of the project.

Always be aware of warning signs:

Promises
Investing in EB-5 projects makes you eligible to apply for a conditional visa. It does not guarantee that USCIS will grant you and your family conditional visas or remove the conditions on your lawful permanent residency.

Claims of guaranteed returns and no investment risk
Money invested through the EB-5 program must be at risk for the purpose of generating a return. Be aware of claims that say otherwise.

Unregistered investments
Even though a regional center may be a USCIS-designated entity, their commercial enterprise investment opportunities are not registered with the SEC or state regulators. If an offering is unregistered, the issuer may not provide access to key information to the project, such as management, products, services and finances. Investors must make sure they obtain the information necessary to ensure a strong investment.

Unlicensed sellers
Federal and state securities laws require investment professionals and their firms who offer and sell investments to be licensed or registered. Keep in mind that designation as a regional center does not satisfy this requirement.

US Immigration Fund performs thorough due diligence on all its projects, and reminds investors they are always welcome to request the information they need to verify all facts about the project they are interested in investing in. For more information on US Immigration Fund, and its EB-5 projects available for investment, please visit usifund.com, or email [email protected].


作为潜在的EB-5投资人,对所投资的公司和项目做自己的尽职调查是非常必要的。在与IIUSA美国投资移民协会合作,美国移民基金希望为投资人提供一份清单使其在决定投资区域中心的项目时能有足够清晰的了解。

确认区域中心是被美国移民局指定的
在寻求美国签证和希望得到资金返还的人群中,通过区域中心进行投资是非常受欢迎的一种选择。如需完整的被美国移民局指定的区域中心的清单,请登录USCIS.com。

获得区域中心提交给美国移民局的文件副本
区域中心必须呈递一份最初的申请(表格-I924)已取得美国移民局的认可和指定,另外还必须在每个纳税年末提交一份信息收集的补充。

使你的信息要求以书面形式体现
要求发行人提供投资发售备忘录或私募备忘录的副本。对于你可能有的任何问题进行跟进。如果你不了解项目信息,或中心不愿意与你合作,不要投资。

问承办人是否被支付费用
承办人应与公司无关联-顾问,律师或移民中介-可能会从给你推荐你有兴趣的项目中获利。要清楚承办人提供的信息与发售备忘录中不符的情况。

寻找独立的认证核实
与第三方核实所投资的项目是否真实。公共记录包括建筑许可和物业税务评估。如果已有其他公司与其签订项目协议,直接打电话与之核实。

检查结构风险
你有责任通过仔细的检查贷款文件和发售报表来决定贷款是否有足够的抵押品来确保投资人的投资安全。

考虑开发商的动机
区域中心与开发商和委托人合作投资并管理项目。意识到如果委托人和开发商在项目上没有既得利益,他们的财务激励可能就与成功的项目没有关联。

始终注意警示标志:

许诺
投资EB-5项目让你有资格申请条件绿卡。它并不能保证美国移民局一定会准许你和你的家人的条件绿卡或解除条件使你成为合法的永久居民。

要求保证资金返还和投资无风险
投资EB-5项目是以产生回报为目的一定要存在风险。注意那些否定这一原则的要求。

未登记的投资
虽然一个区域中心是被美国移民局指定的机构,他们的商业公司投资机会并没有在SEC或政府官员注册。如果一个销售项目没有被注册,发行人是不可以提供得到项目关键信息的途径,比如管理方,产品,服务和财政信息。投资人必须确保他们获得需要的信息以此确保一个强劲的投资。

没有执照的销售者
联邦和州证券法要求投资专家和他们所属的公司提供和销售投资将需要被执照和注册。要记住指定为一个区域中心不能满足这一要求。

美国移民基金对其所有项目执行十分详尽彻底的尽职调查,并提醒投资人欢迎他们对其感兴趣的项目的各项信息提出信息要求并进行核实。欲了解更过关于美国移民基金的信息,以及投资他所运行的EB-5项目,请访问usifund.com,或发邮件至[email protected]

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